Certificate of Deposit (CD) Account FAQs

Should You Invest in Brokered CDs? Learn the difference between brokered CDs and the typical bank CDs to see if they are worth considering as part of your savings and/or retirement portfolio. Why Do CD Rates Vary By State? Photo of Paul Sisolak Paul Sisolak Why Do CD Rates Vary By State? A certificate of deposit, or CD, for short, is a bona fide way to save money if...

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How to Boost the Interest Rate on Your CDs? If you're looking for ways to get a higher interest rate on your certificates of deposit (CDs), consider these different ways to boost your APY. What Are Market-Linked CDs? Learn how market-linked certificates of deposit (CDs) work and how you can use it to grow your money. Find out about the advantages and disadvantages of market-linked CDs, especially when compared to traditional CDs. See if the earnings limits, FDIC insurance, and tax rules of these special CDs are right for your investment portfolio. Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Invest in Series I Savings Bonds or CDs? Series l savings bonds and certificate of deposits (CDs) are low-risk, long-term... Should You Keep Your Emergency Fund in a CD? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Keep Your Emergency Fund in a CD? One of your first priorities financially should be to build an emergency fund. An... Should You Use a Bump-Up CD? Find out whether a bump-up CD (certificate of deposit) is the right savings option for you during a time when you're unsure about the direction of interest rates. Learn how CD rates fluctuate to see when it is best to take a rate-increase option. Consider the alternative to bump-up CDs: a CD ladder. Can You Transfer an IRA CD to Another Bank? Learn about the rules that apply when you transfer an IRA CD another bank. Find out if there are any fees and penalties involved and how you can transfer retirement savings smoothly without any trouble, including paying taxes and withdrawal penalties. How to Open a Certificate of Deposit (CD) for Your Child Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Open a Certificate of Deposit (CD) for Your Child One thing that all parents want is for their children to succeed in life. To that...